Wealth Planning & Advisory

Empowering Your Wealth with Personalized Financial Expertise

I work with families and entrepreneurs who seek clarity, independence, and long-term direction in managing their wealth. My advisory combines strategic financial planning, disciplined portfolio design, and sustainable investment principles tailored to your personal and professional goals.

My Approach:

1. Personalized Investment Strategies: A tailor-made approach to your specific financial goals, risk tolerance, and time horizon.

2. Proven Expertise: Over 15 years managing portfolios for High Net Worth and Institutional clients at prestigious institutions (Deutsche Bank, Multi Family Offices) with € 100+ Million Assets Under Management.

3. Client-Centric Approach: Your satisfaction is my priority. I believe in building long-term relationships based on trust, transparency, and personalized attention. I am here to guide you through every financial decision with confidence and clarity.

4. Global Perspective, Local Expertise: In today’s interconnected world, you need a partner who can see the bigger strategic picture while understanding the nuances of the local market. I leverage my global perspective to deliver comprehensive solutions tailored to your specific needs.

5. ESG Investment Considerations: I understand that many private banking clients seek not only financial growth but also a meaningful impact on the world. My ESG Investment Advisory service is designed to align your investments with your values, ensuring that your wealth contributes to a sustainable future. If you are interested in Sustainable Investment, I help you find a sustainable investment strategy that reflects your commitment to ethical and responsible investing.

Case Study 1: Multi-Generational European Family Estate

Challenge: A European family with €25M in diversified assets including historic real estate, agricultural land, equity portfolios, and a family business faces a complex succession planning challenge. Two adult children had different risk tolerances and career paths, creating potential conflicts over asset management and inheritance timing.

My Solution: Together with your legal counsel and your tax advisor, I will develop a comprehensive multi-generational wealth transfer strategy incorporating:

• a family limited partnership structure to maintain unified asset management while providing flexibility for individual family members.

• a tax-efficient gifting program utilizing annual exclusions and generation-skipping trust structures.

• Customized investment allocations matching each heir's risk profile and liquidity needs.

• a family governance framework establishing clear decision-making processes and communication protocols.

Outcome: The family will successfully transfer 40% ownership to the next generation while reducing estate tax liability by €2.1 mln over five years. Both children will actively participate in family investment decisions with clear roles and responsibilities.

Case Study 2: High-Income Investment Professional

Challenge: A senior investment banker with €1.2 mln annual income and growing portfolio wants to optimize wealth accumulation while managing a concentrated stock exposure from employer equity compensation. Tax efficiency and retirement acceleration are primary objectives.

My Solution: I will implement a sophisticated wealth optimization strategy featuring:

• a systematic diversification program for concentrated equity positions using tax-loss harvesting.

• an alternative investment allocation including private equity and real estate to enhance risk-adjusted returns.

• advanced retirement planning utilizing both traditional and Roth IRA strategies.

• a comprehensive insurance review optimizing personal and professional coverage.

Outcome: Portfolio volatility reduced by 25% through diversification while maintaining return potential. Tax liability decreased by €180,000 annually through strategic planning. Client will be on track to achieve financial independence four years earlier than originally projected.

Case Study 3: Complex Asset Division Strategy

Challenge: A high-net-worth couple with €25M in combined assets including successful business ventures, international real estate, and complex investment structures requires an asset separation while minimizing financial disruption and tax consequences.

My Solution: I will coordinate with the legal counsel and the tax advisors to develop a comprehensive settlement framework based on the following points:

• Independent business and real estate valuations ensuring fair market assessments.

• Tax-efficient asset allocation strategy minimizing capital gains triggers.

• Separate but coordinated post-settlement financial plans for both parties.

• Liquidity management ensuring smooth transition of ongoing business operations.

Outcome: Settlement with 15% lower tax impact than initially projected. Both parties maintain their desired lifestyle standards while preserving long-term wealth accumulation capacity. Business operations continue without disruption.

Who might need my Investment Advisory?